It should be ended. The private banks should determine the interest rates, not a central bank. Because of the FR, the gov. has continued to borrow money to pay for ineffective programs and military adventures overseas. If the USD is tied to gold, the gov. can't borrow money whenever convenient. People fail to realize that whenever the gov. borrows money, it leads to inflation and if it keeps on borrowing, the US will face a similar situation to that of Weimar Germany.